Group long term disability insurance is provided through Sun Life.


Benefit-eligible employees are automatically enrolled in group long term disability insurance the first of the month following 90 days of employment.

This benefit provides up to 60% of basic monthly earnings not to exceed the maximum monthly benefit of $7,000, less other sources of income. In addition, LTD will continue to make contributions to the employee’s retirement plan. There is a 90-day elimination period and claims must be filed through Human Resources.

Long-Term Disability Insurance Information:

LTD Insurance Certificate Booklet & Summary Plan Description 

COBRA Premium Rate Subsidy for LTD Participants

This summary is not intended to be a complete description of your benefits.  Please consult your summary plan description and/or insurance certificate for additional details including plan limitations and exclusions. The master plan documents will prevail.